Homebuyer Guide
Your complete companion, from the first questions to the closing table.
YOUR HOME. YOUR NEXT CHAPTER.A little guidance.
A little guidance.
A lot of possibility.
Buying a home is a big step. Let's make it a confident one. I'll be by your side with the knowledge, clarity, and care you deserve—every step of the way.
Lacy FoltzYour mortgage lender & homebuying partner
A PLACE TO MAKE YOUR OWNHome starts here.
A clearer path to home.With someone in your corner.
*A PERSONAL APPROACH.
A MORE CONFIDENT YOU.
A MORE CONFIDENT YOU.
EducateEmpowerEquip
YOUR HOMEBUYING COMPANIONBig decisions.
Big decisions.
Clear next steps.
You don't need to know it all before you begin.
That's what this guide—and I—are here for.
01
GETTING PREPAREDStart with a strong foundation
Your budget, your documents, and the steps that set you up for success.
Explore this chapter02
LOAN OPTIONSFind the loan that fits you
Conventional, FHA, or VA. Understand your options without the overwhelm.
Explore this chapter03
THE HOMEBUYING PROCESSKnow what comes next
From the first conversation to the moment you get your keys.
Explore this chapter04
YOUR QUESTIONS, ANSWEREDMake sense of the details
Real answers about down payments, credit, interest rates, and everything in between.
Explore this chapter
Your goals. My commitment.HI, I'M LACYExpert guidance.
Expert guidance.
A genuinely personal touch.
Financial literacy is at the heart of what I do. My background in banking and mortgage lending has taught me that the best homebuying experience starts with feeling understood.
I'm here to answer the questions, talk through the numbers, and make sure you feel confident—not just on closing day, but long after.
- Advice built around your goals
- Clear, proactive communication
- Support from first questions to your new keys
THE PEOPLE BEHIND THE JOURNEY
“She helped guide me through every part of the process, even down to the most mundane of tasks.”ERIN G. First-time homebuyerRead their stories
YOUR RESOURCE LIBRARYThree guides.
Three guides.
More confidence.
Explore online, or keep a copy close by.
Guidance for the steps ahead.
Pre-approval Guide
Build a strong foundation with your budget, documents, and loan options.
Identity Protection Guide
Practical steps and trusted resources to protect your financial identity.
YOU DON'T HAVE TO FIGURE IT OUT ALONE
Let's connect Let's talk about your next chapter.
A question, a plan, or a place you've fallen in love with. I'm here for it.